Collaborative portfolio analysis, dynamic scenario modeling, and structured context that makes AI actually useful.
Shared pools, team-based access, and a single source of truth. Everyone sees the same portfolio, the same assumptions, the same results.
Adjust prepayment curves, default assumptions, and pricing in real time. See how changes ripple through your portfolio instantly.
Structured portfolio data, an API-first architecture, and MCP integration give AI agents the context they need to do real analytical work.
credkit gives your team a shared workspace for the full credit analytics workflow.
Upload loan data or define representative lines. credkit structures it into a clean portfolio model your whole team can work from.
Apply prepayment curves, default scenarios, and pricing at the pool or rep-line level. Adjust and compare without rebuilding from scratch.
Expected yield, required APR, weighted average life -- run the numbers, share the results, and let AI help you explore the edges of your analysis.
credkit cloud is powered by the credkit Python library -- an open-source toolkit for consumer loan modeling with immutable primitives, behavioral curves, and portfolio analytics.
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